Subject to policy terms and conditions, you will be automatically covered for off-piste skiing under our Wintersports Grade 2 Policy providing that you are accompanied by a qualified, resort-approved guide or instructor. Available to Uk Residents only.
This policy is only available to you if you are a permanent resident in the United Kingdom and are registered with a Medical Practitioner in the United Kingdom.
Please be aware that residents of Gibraltar cannot be covered by our travel insurance policies.
All our policies must start and finish in the UK (including the Channel Islands).
If you are an Irish resident please visit our travel insurance Eire page.
If you are a USA resident please visit our USA travel insurance page.
| SPORTS & ACTIVITIES COVERED AS STANDARD | |
| Archery | Paintballing |
| Badminton | Parascending/ Parasailing (over water) |
| Baseball | Passenger on a ski-doo |
| Basketball | Passenger on a snowmobile |
| Beach games | Pony trekking |
| Bungee jump (1) | Quad biking up to 50cc (with appropriate licence, wearing crash helmet, no racing) + (New!) |
| Camel/ Elephant Riding + | Racquetball |
| Canoeing (grades 1 to 3) | Rambling (under 2,000 metres altitude) |
| Clay pigeon shooting + | River canoeing (grades 1 to 3) |
| Cricket | Roller skating |
| Cycling (excluding mountain biking ) | Roller blading |
| Dinghy sailing + | Rounders |
| Fell walking | Rowing |
| Fencing | Running-sprint/long distance |
| Fishing | Safari (UK organised) |
| Flying as a fare paying passenger in a fully licensed passenger carrying aircraft (New!) | Sail boarding |
| Football | Sailing within territorial waters + |
| GAA Football | Scuba diving* for up to 3 dives per Trip. Down to 20 metres if qualified and not diving alone or accompanied by a qualified instructor (see notes below), |
| Golf | Skate boarding |
| Hiking (under 2,000 metres altitude) | Sleigh rides |
| Hockey | Sledging |
| Horse riding (up to 7 days, no polo, hunting, jumping) | Snorkelling |
| Husky Dog Rides | Squash |
| Ice Skating (rink) | Surfing (under 14 days) |
| Jet boating + | Tennis |
| Jet skiing + | Tour operator safari |
| Jogging | Track events |
| Kayaking (New!) | Trekking (under 2,000 metres altitude) |
| Manual Work (Bar and restaurant, waitress, waiter, chalet maid, au pair/ nanny and occasional light manual work including retail work and fruit picking but excluding the use of power tools and machinery) + | Volleyball |
| Marathon running | War games + |
| Motorcycling up to 50cc (with appropriate motorcycle license, wearing a crash helmet - no racing) | Water polo |
| Netball | Water ski-ing |
| Non manual work (Including professional administrative or clerical duties only) | Windsurfing |
| Orienteering | Yachting (racing/crewing inside territorial waters) + |
| GRADE 2 Hazardous Sports & Activities | |
| Boxing training (no contact) | Rambling between 2000 meters and 4000 metres altitude |
| Bungee jump (up to 3 additional) | Safari (non-UK organised) |
| Black water rafting (grade 1 to 4) Life jacket and Helmet must be worn |
Sand boarding (New!) |
| Camel/ elephant riding / trekking (non incidental) | Scuba Diving* non incidental, for any number of dives to a depth of 30 metres if qualified and not diving alone or accompanied by a qualified instructor |
| Cycle touring | Sea canoeing |
| Go karting (specific use) | Sea fishing (non incidental) |
| Horse riding (no polo, hunting or jumping) | Snow Mobiling and Skidoo |
| Hot air ballooning (non incidental) | Surfing |
| Hurling | Trekking between 2000 meters and 4000 meters altitude |
| Jet skiing (non incidental) | Triathalon |
| Martial arts (training only) | White water rafting (grades 1-3) |
| Mountain biking | Waterskiing/ windsurfing/ snorkelling (non incidental) |
| Parascending/ Parasailing (over water, non incidental) New! | |
| GRADE 3 Hazardous Sports & Activities | |
| Abseiling | Rugby |
| American Football | Sand Yachting |
| Canoeing (grade 4) New! | Scuba Diving* non incidental, for any number of dives to a depth of 50 metres if qualified and not diving alone or accompanied by a qualified instructor |
| Gliding | Tandem Skydive (up to 2 jumps maximum) |
| Kayaking (grade 4) | Yachting (racing / crewing) - outside territorial waters |
| Motorcycling over 50cc (with the appropriate motorcycle licence, wearing a crash helmet, no racing) | White water rafting (grade 4) New! |
| Paragliding | Zip Lining (New!) |
| GRADE 4 Hazardous Sports & Activities | |
| Canyoning | Micro lighting |
| Hang gliding | Parascending/ parasailing (over land, non incidental) |
| High diving under 5m (excluding cliff diving) | Rock climbing (under 2,000m) |
| Horse jumping (no polo, hunting) | Rock scrambling (under 4,000m) |
| Kite surfing | |